First Bank contributes to local non-profits
Richmond, Indiana – First Bank Richmond announced that they made the following contributions to local not for profit...
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Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Mauris in erat justo. Nullam ac urna eu felis dapibus condimentum sit amet a augue. Sed non neque elit. Sed ut imperdiet nisi. Proin condimentum fermentum nunc. Etiam pharetra, erat sed fermentum feugiat, velit mauris egestas quam, ut aliquam massa nisl quis neque. Suspendisse in orci enim.
Jane Doe, Happy HubSpotter
Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Mauris in erat justo. Nullam ac urna eu felis dapibus condimentum sit amet a augue. Sed non neque elit. Sed ut imperdiet nisi. Proin condimentum fermentum nunc. Etiam pharetra, erat sed fermentum feugiat, velit mauris egestas quam, ut aliquam massa nisl quis neque. Suspendisse in orci enim.
Jane Doe, Happy HubSpotter
Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Mauris in erat justo. Nullam ac urna eu felis dapibus condimentum sit amet a augue. Sed non neque elit. Sed ut imperdiet nisi. Proin condimentum fermentum nunc. Etiam pharetra, erat sed fermentum feugiat, velit mauris egestas quam, ut aliquam massa nisl quis neque. Suspendisse in orci enim.
Jane Doe, Happy HubSpotter
Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Mauris in erat justo. Nullam ac urna eu felis dapibus condimentum sit amet a augue. Sed non neque elit. Sed ut imperdiet nisi. Proin condimentum fermentum nunc. Etiam pharetra, erat sed fermentum feugiat, velit mauris egestas quam, ut aliquam massa nisl quis neque. Suspendisse in orci enim.
Jane Doe, Happy HubSpotter
Class aptent taciti sociosqu ad litora torquent per conubia nostra, per inceptos himenaeos. Mauris in erat justo. Nullam ac urna eu felis dapibus condimentum sit amet a augue. Sed non neque elit. Sed ut imperdiet nisi. Proin condimentum fermentum nunc. Etiam pharetra, erat sed fermentum feugiat, velit mauris egestas quam, ut aliquam massa nisl quis neque. Suspendisse in orci enim.
Jane Doe, Happy HubSpotter
Statement Savings
The Statement Savings Account is a great way to save and earn interest for that special vacation, new car, home improvement, or any unexpected expenses.
We recommend using your savings account as overdraft protection of your checking account.
Certificate of Deposit (CD)
A CD may be right for you if you're looking for a short-term investment with a guaranteed rate of return. With terms ranging from 3 months to 5 years, we are sure to have something to fit your needs.
Minor Savings Account
Teach your children how to save for special items on their wish list. This savings account is also a great way for mom and dad to save for their children's college, new car, or anything else they might need in the future.
Individual Retirement Accounts (IRAs)
Mutual Federal offers Traditional, Roth, and IRA savings - each with different tax saving advantages.
Health Savings Account (HSA)
Do you want to save for future medical expenses but have a High Deductible Health Plan? A Health Savings Account is right for you. This account makes the most of your money as it pays interest, and distributions are tax-free as long as you use them for qualified medical expenses.
Christmas Club Account
Open a Christmas Club for only $10 and take the stress out of holiday shopping by saving all year long. With no service fees and simple interest, you'll be able to make the most of your budget and help avoid those January credit card bills.
Money Market Account
Getting started with Briefcase is easy, but if you are new to the HubSpot COS you may need a little assistance. To help you out, we offer a library of tutorial videos, a COS eBook, and a COS Blog that can help to answer a lot of the basic questions. If you still need help, let us know!
Getting started with Briefcase is easy, but if you are new to the HubSpot COS you may need a little assistance. To help you out, we offer a library of tutorial videos, a COS eBook, and a COS Blog that can help to answer a lot of the basic questions. If you still need help, let us know!
"The bank locations are so convenient for us. The people are just the best and make you feel as if you are at home."
-Rob H.
“It’s a hometown bank with the ease of doing business. They don’t make you feel like you’re just a number.”
-Mike L.
Richmond, Indiana – First Bank Richmond announced that they made the following contributions to local not for profit...
Richmond, Indiana – It was announced at the Wayne County Commissioners Board meeting on April 20, 2022, that First Bank...
Richmond, Indiana – First Bank Richmond is pleased to announce that Danielle Abrams, Commercial Lending Officer is a...
When opening an account, you will be asked to provide the New Accounts Representative with two forms of ID. We require a photo ID with your current address. Should the address on your ID not match your current address, two pieces of mail with your current address will be requested. Bills and a copy of your lease are both acceptable.
You will also need to provide basic information such as your birth date, Social Security number, phone number, and other personal information.
All accounts with Mutual Federal require an initial deposit to open. You may transfer money from an internal account, or fund your new account with a cash or check.
If you're opening a joint account, identification details for all owners will be required.
All applicants will be verified through ChexSystems, a nationwide specialty consumer reporting agency under the federal Fair Credit Reporting Act (FCRA).
Periodically, Mutual Federal will offer special rates and terms on Certificates of Deposit (CDs). To see current rates, terms and specials, click here.
HSAs are an increasingly popular choice for people looking to manage the rising cost of individual health care. If you are unsure as to whether or not you qualify, we suggest checking with your insurance carrier. Carriers will label their plans as HSA eligible.
For more information about HSA eligibility and requirements, check with your tax preparer, employer, or click here for the IRS publication on HSAs.
Mutual Federal will not accept new deposit accounts outside of our local market area unless the customer has a previous transactional account. The market area is defined as any of the counties we have a branch in or a contiguous county to a branch location.
121 S. Ohio Avenue
Sidney, OH 45365
Routing Number: 274970791
If you use links provided on the Mutual Federal website that redirect to a third party website, you are acknowledging that you are leaving www.mutualfederal.com and are going to a website that is not operated by Mutual Federal, a division of First Bank Richmond. Mutual Federal is not responsible for the content or availability of linked sites. Mutual Federal does not represent either the third party or the visitor if a transaction is entered. In addition, privacy and security policies may differ from those at Mutual Federal.