For more information regarding FDIC coverage: Click Here
Due to expected poor weather conditions, all of our locations will delay opening until 10am on Wednesday, January 25th. Please check back for updates. Thanks.
New apps now in stores!
We are excited to bring you the new Mutual Federal Digital Banking. If you have any questions regarding your account, please call us at (937) 498-1195.
Switching made easy.
Introducing ClickSWITCH, the easier way to make the switch to Mutual Federal.
Need help getting started? Feel free to call (937) 498-1195
How can we do great things together for you?
I want a checking account
Whether you want just the basics or an account with added benefits, we have an account to fit your financial needs.
I want to buy a vehicle
Shop for your new car, truck or SUV with confidence once we guide you through the process.
I want to buy a home
From building to buying, or taking out equity on your current home, we have options to help you meet your goals.
I want to bank on the go
Managing your money is easier than ever with the many features of our online and mobile banking products.
We are committed to providing the very best service.
5 Convenient Locations
Top-notch Products For All Of Your Banking Needs
Exceptional Customer Service
Banking For You: Online or On The Go
Securely check your balance and transaction history.
Stay on top of your money with mobile alerts and notifications.
Get your time back by depositing checks anytime, anywhere.
Optimize the benefits of your Modern Fit account with Secure Checking.
Send money without missing a beat with My People Pay.
Find a surcharge-free ATM anywhere with the Allpoint Network.
Choose Mutual Federal as a partner for all of your needs!
“Mutual Federal is wonderful. I have been banking here for almost 40 years! ”
- Richard C.
“I bank at Mutual because it's the best customer service you can get! They make you feel like family and go above and beyond to help you and to meet your needs.”
- Nicole B.
“I was inquiring about a HSA account and had called the bigger banks and did not get a response. I called Mutual Federal and got the information and the account that I needed. I like the feeling of the Hometown Bank.”
- Joellen & Paul W.
Please remember, we will NEVER ask you for account credentials (username, passwords) over the phone or in email. Please DO NOT disclose this information to anyone in this manner and report the incident immediately by calling 1-800-548-8138.
If you use links provided on the Mutual Federal website that redirect to a third party website, you are acknowledging that you are leaving www.mutualfederal.com and are going to a website that is not operated by Mutual Federal, a division of First Bank Richmond. Mutual Federal is not responsible for the content or availability of linked sites. Mutual Federal does not represent either the third party or the visitor if a transaction is entered. In addition, privacy and security policies may differ from those at Mutual Federal.