Mutual Federal Careers 

Let's do great things together

Our Culture

Mutual Federal, a division of First Bank Richmond is focused on making a difference in the communities we serve. Our family-friendly work environment promotes teamwork, and it shows in the quality of our employees. Mutual Federal employees are rewarded for their performance and training, and advancement opportunities are encouraged and supported.

Equal Opportunity Statement

Mutual Federal, a division of First Bank Richmond, is firmly committed to a policy of equal employment. It is the policy of the Bank to provide equal opportunities for all employees and job applicants. The Bank will recruit, train and promote persons in all job titles without regards to race, color, religion, national origin, sex, gender identity, sexual orientation, age, military status, disability, citizenship status, and any other category protected under federal, state, or local law.

The Bank will also ensure that all personnel decisions and actions, including, but not limited to, compensation, benefits, transfers, promotions, terminations, education, and tuition assistance will be administered without regard to race, color, religion, national origin, sex, gender identity, sexual orientation, age, military status, disability, citizenship status, and any other category protected under federal, state, or local law.

Equal Opportunity/Affirmative Action Employer


Mutual Federal Employee Benefits

Competitive Salary

Health, Dental and Vision Insurance

Life Insurance and Short and Long-Term Disability Insurance

Flexible Spending Accounts

Paid Time Off and 10 Paid Holidays

401(k) with Company Match

Free Checking and Savings Account

Employee Assistance Program (EAP)

Employee Educational Assistance Program

Employee Stock Ownership Plan (ESOP)

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Let's do great things together.


Mutual Federal Career Opportunities


Department: Retail Lending Department

Reports to: Sr. Vice President/Retail Lending

Summary: Generate mortgage loan application referrals through business development calls on builders, realtors, CPA’s, etc. Originate mortgage loan applications from potential home buyers or those who desire to refinance the current mortgage, as well as, applications for HELOC’s, second mortgages, car loans, secured loans and unsecured loans.

Location: 1867 W. Main Street, Troy, OH

Average Hours/Week: 40 hours


  • Bachelor’s degree in business or finance or related experience.
  • Two to four years’ experience in a financial institution or loan office with loan origination experience preferred.
  • Extensive knowledge of bank policies, procedures and regulations.
  • Good sales, organizational, managerial and interpersonal skills, particularly in working with documentation that requires special or confidential handling.
  • Excellent attention to detail and knowledge of Microsoft Word and Excel.
  • Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations.
  • Ability to read and understand a personal tax return/personal financial statement preferred.
  • An understanding of mortgage lending/secondary market lending preferred.

Essential responsibilities:

  • Counsel residential mortgage applicants on their needs and assist them in selecting the best products to meet their needs.
  • Review 1st and 2nd mortgage applications for processing, credit reports and other information needed on loan applications, following TRID and verifying compliance.
  • Review and analyze income information and follow guidelines/procedures.
  • Follow through on applications in process and facilitate timely closings.
  • Provide referral sources with up-to-date information on any new mortgage products or changes to pre-existing policies and products.
  • Cross sell other bank services.
  • Handle inquiries from applicants and branch personnel. Resolve/document customer complaints.
  • Service needs to existing customers.
  • Make suggestions to the Retail Lending Department Manager on what realtors/customers are requesting in our market area.
  • Perform additional responsibilities as assigned by supervisor.

Thank you for your interest in a career at Mutual Federal.

Please check back at a later time for more more job openings.