Available for Home Equity Lines of Credit. Subject to credit check and approval. Offer valid on primary residences only, to those customers who do NOT currently have a HELOC (Home Equity Line of Credit) and have a loan to value under 80%. APR as low as 4.99% available for this 10-year variable rate product. After the 6-month intro period, the rate for the product will reprice based on Prime rate adjustments (6.75% as of 12/10/2025). Maximum credit line up to $50,000. No closing costs, however, an annual fee of $65 will apply. Proof of property insurance required.