---
title: Retirees Say Homeownership Keeps Them Comfortable
description: Forty-five percent of recently surveyed retirees said they believe owning a home is the only thing allowing them a comfortable retirement.
---

[Homeward Bound ](https://www.mutualfederal.com/mortgage-articles)

# [Retirees Say Homeownership Keeps Them Comfortable](https://www.mutualfederal.com/mortgage-articles/retirees-say-homeownership-keeps-them-comfortable)

 Written by [Susan Richwine](https://www.mutualfederal.com/mortgage-articles/author/susan-richwine) | Feb 9, 2026

Owning a home is a great way to build wealth. Not only do homes generally see their value go up over time, but a homeowner’s equity grows as they pay down the principal on their mortgage. Put another way, when you own more of your home, you own more of its value – or profit should you sell.

That’s why it isn’t surprising that a significant share of recently surveyed retirees say they believe their home is the only thing allowing them a comfortable retirement. Among survey participants, 45 percent said they believe their home has helped them significantly in retirement, while 49 percent admit a drop in their home’s value would impact their long-term financial plan. But more than just a piece of a larger financial strategy, homeownership can also provide a comfortable – and affordable – place to age. That’s likely why 73 percent of survey respondents said they’ll do everything possible to stay in their home.

[Source: [PR Newswire](https://www.prnewswire.com/)]

[View full post](https://www.mutualfederal.com/mortgage-articles/retirees-say-homeownership-keeps-them-comfortable)

```json
{
  "@context" : "http://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Susan Richwine"
  },
  "dateModified" : "2026-02-09T14:00:01.931Z",
  "datePublished" : "2026-02-09T14:00:01Z",
  "headline" : "Retirees Say Homeownership Keeps Them Comfortable",
  "image" : {
    "@type" : "ImageObject",
    "height" : 1535,
    "url" : "https://4395456.fs1.hubspotusercontent-na1.net/hubfs/4395456/Mortgage%20Blog%203%201-14.jpg",
    "width" : 2048
  },
  "mainEntityOfPage" : "https://www.mutualfederal.com/mortgage-articles/retirees-say-homeownership-keeps-them-comfortable",
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "height" : 60,
      "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png",
      "width" : 60
    },
    "name" : "Mortgage Articles"
  }
}
```